Transfer some funds that you should know before sending your money overseas fees are associated with. These fees can be divided into three different components: the cost of sending money, instead of money costs and the cost of obtaining money.
1. The cost of sending money
The cost of sending money method in which the decision is up to you to send your money. Use a reloadable debit cards are the cheapest option for sending small amounts. This system involves using an online service anywhere in the world to send a debit card. Once the recipient gets the card at any ATM machine that they can withdraw the money to go to. The action sent the value of USD 1000 each for 5 U.S. dollars.
Internationally to send money from one bank to another to another to make a money transfer method. To use the service for the price you make a bank transfer is up to choose with. Bank of America a flat rate of U.S. $ 45 per international transfer fees, while Citibank every international transfer (up to $ 50,000 the rate is applicable for any amount of money) for U.S. $ 30 charge. Wells Fargo choose to send your money to different countries depending on the rate charges. For example, costs 1000 USD wire transfer to China From U.S. $ 12, El Salvador, the same amount to the cost of the transfer of eight U.S. dollars.
2. Exchange Rates
Exchange rate, or rate that a currency will be traded, so the money transfer is important to consider. These rates are constantly changing and thus the amount of money that is received outside the United States can influence. For example, when sending money to China, an idea how many yuan (CNY) you can trade for every U.S. dollar is needed. If the exchange rate of USD / CNY 1 / 6, then send U.S. $ 1000 for a 6000 CNY would like to send. However, exchange rate changes to 1USD/7CNY if so, what 7000 CNY 1000 USD bear will send your recipient.
3. Sent to the recipient to access the value of money
Once the money arrives in a foreign country, there are some fees that are to be paid to the recipient. "As the cost of sending money," stated, these fees is the method by which you send your money will vary. Use a reloadable debit card for the recipient of an ATM fee every time they withdraw money to be paid. These fees range from U.S. $ 3-6 per withdrawal.
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